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Many drivers, or even those still in the learning phase, often overlook car insurance when contemplating purchasing a new vehicle. However, car insurance can be quite expensive, with various
factors influencing the cost. Insurance premiums can fluctuate significantly, as elements such as age, driving record, and safety features are considered when insuring different car brands
and models. According to MoneySuperMarket, cars in the UK are classified into one of 50 insurance groups. Group 1 represents the lowest risk and is the cheapest to insure, while Group 50 -
comprising the fastest and most luxurious cars - poses the highest risk and is the most costly to cover. However, aspects like age significantly influence how much you pay for car insurance.
This means that the most affordable cars to insure for new drivers may differ from what is generally cheaper for everyone else. Among the many factors considered when calculating premiums
are the car model, the driver's details, and claims history. Other considerations include the car make and model, any modifications to the car, and annual mileage. The driver's
occupation and age also play a role in the decision-making process, reports the Mirror. MoneySuperMarket has compiled a list of the most affordable cars to insure, providing drivers with an
idea of the types of vehicles that are typically less costly. CHEAPEST CARS TO INSURE FOR 2025 * Mini Cooper (184) - average annual premium £279 * Porsche Boxster S - average annual premium
£282 * Mini Cooper (122) - average annual premium £294 * Porsche Boxster - average annual premium £295 * Ford KA - average annual premium £299 * Jaguar X-Type SE DCI - average annual premium
£309 * Audi TT Quattro (225) Coupe - average annual premium £310 * Mercedes-Benz SLK 200K (163) Convertible - average annual premium £312 * Mazda MX-5 Cabriolet - average annual premium
£314 * Ford Fiesta - average annual premium £318