One person asked about their savings journey for retirement, opening: “Congrats! How are you doing on the road to retirement?”(sic) Responding, “JustPaidItOff” explained that they were

looking to retire in 20 years' time, at 61, or earlier if possible. They explained that from the age of 27, they paid into a stakeholder pension, calling themselves a “late starter”,

before transferring into a SIPP several years ago. The homeowner said that currently, they put a chunk of their earnings into it monthly, while also having a workplace pension through

auto-enrolment, which sees them contribute the required five percent while their employer pays in three percent.