Columbus Day will be observed Monday. The following schedules will be in effect: Public offices: Courts, post offices and state and federal government offices will be closed. City and county

government offices and libraries will be open. Schools and businesses: Most businesses and schools will be open. Banks will be closed. Transportation: Buses and Metrolink trains will follow

regular schedules. Trash: Trash will be collected on its regular schedule throughout Ventura County. MORE TO READ