Pensions advice: our impact on members

Pensions advice: our impact on members

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Access through your institution Buy or subscribe BDA's Pensions Team offer advice to BDA members and represent dentists in pension scheme negotiations. The below case highlights how these two services have had a hugely beneficial impact. Public Service Pension Schemes, such as those offered to dentists working for the NHS, are generous retirement savings vehicles including an attractive Government contribution and a guaranteed income in retirement. Whilst individual contributions to pension schemes are income tax deductible, high levels of pension growth can incur Annual Allowance tax charges each tax year. The legislation and processes behind Annual Allowance calculations are complex, with several nuances. One such nuance was identified by BDA in 2022 - meaning that significant changes in the rate of CPI price inflation would lead to many more dentists seeing higher Annual Allowance charges. This is a preview of subscription content, access via your institution ACCESS OPTIONS Access through your institution ADDITIONAL ACCESS OPTIONS: * Log in * Learn about institutional subscriptions * Read our FAQs * Contact customer support RIGHTS AND PERMISSIONS Reprints and permissions ABOUT THIS ARTICLE CITE THIS ARTICLE Pensions advice: Our impact on members. _BDJ In Pract_ 38, 133 (2025). https://doi.org/10.1038/s41404-025-3111-9 Download citation * Published: 07 April 2025 * Issue Date: 07 April 2025 * DOI: https://doi.org/10.1038/s41404-025-3111-9 SHARE THIS ARTICLE Anyone you share the following link with will be able to read this content: Get shareable link Sorry, a shareable link is not currently available for this article. Copy to clipboard Provided by the Springer Nature SharedIt content-sharing initiative

Access through your institution Buy or subscribe BDA's Pensions Team offer advice to BDA members and represent dentists in pension scheme negotiations. The below case highlights how


these two services have had a hugely beneficial impact. Public Service Pension Schemes, such as those offered to dentists working for the NHS, are generous retirement savings vehicles


including an attractive Government contribution and a guaranteed income in retirement. Whilst individual contributions to pension schemes are income tax deductible, high levels of pension


growth can incur Annual Allowance tax charges each tax year. The legislation and processes behind Annual Allowance calculations are complex, with several nuances. One such nuance was


identified by BDA in 2022 - meaning that significant changes in the rate of CPI price inflation would lead to many more dentists seeing higher Annual Allowance charges. This is a preview of


subscription content, access via your institution ACCESS OPTIONS Access through your institution ADDITIONAL ACCESS OPTIONS: * Log in * Learn about institutional subscriptions * Read our FAQs


* Contact customer support RIGHTS AND PERMISSIONS Reprints and permissions ABOUT THIS ARTICLE CITE THIS ARTICLE Pensions advice: Our impact on members. _BDJ In Pract_ 38, 133 (2025).


https://doi.org/10.1038/s41404-025-3111-9 Download citation * Published: 07 April 2025 * Issue Date: 07 April 2025 * DOI: https://doi.org/10.1038/s41404-025-3111-9 SHARE THIS ARTICLE Anyone


you share the following link with will be able to read this content: Get shareable link Sorry, a shareable link is not currently available for this article. Copy to clipboard Provided by the


Springer Nature SharedIt content-sharing initiative