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More than half of nongovernment workers have no access to a retirement savings plan through their employers. The likelihood that your employer offers such a plan may well depend on where you
live. New Mexico ranked last, with nearly 64 percent of its private employees lacking access to a plan; North Dakota fared best, with 39 percent of its private-sector workers lacking a
workplace savings option. Where did your state fall? Check out the full rankings. NUMBER AND PERCENTAGE OF PRIVATE WAGE AND SALARY WORKERS AGES 18-64 WHOSE EMPLOYERS DO NOT OFFER A
RETIREMENT PLAN (AVERAGE 2010-2012) STATE % W/OUT RETIREMENT PLAN #W/OUT RETIREMENT PLAN Alabama Alaska Arizona Arkansas California Colorado Connecticut District of Columbia Delaware
Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada
New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah
Vermont Virginia Washington West Virginia Wisconsin Wyoming 50.4 49.3 58.1 53.8 57.7 46.8 45.2 47.5 45.7 60.8 53.1 50.6 53.4 47.9 47.7 43.2 43.4 50.2 56.9 45.7 47.2
49.8 51.1 39.8 56.1 46.1 49.8 45.7 57.2 44.5 53.5 63.8 53.9 51.9 39.4 45.6 48.4 47.6 44.1 47.9 53.6 42.3 50.0 57.8 52.6 45.5 45.2 45.2 45.1 42.2 48.3 776,562
115,745 1,303,382 530,800 7,443,486 885,455 605,956 156,057 101,761 3,900,532 1,744,599 219,001 275,796 2,317,653 1,091,157 520,676 423,578 786,996 815,411 228,775
998,713 1,267,978 1,759,934 873,643 495,468 999,824 155,607 322,274 569,332 235,804 1,767,114 359,943 3,621,611 1,667,227 101,840 1,893,868 581,904 642,042 2,149,076
188,644 826,790 128,910 1,100,912 5,343,118 525,868 111,717 1,291,424 1,122,330 251,666 955,723 93,409 U.S. TOTAL FOR 2012 51.7% 57,653,566